ElecTel Cooperative Federal Credit Union

Weiss Ratings	ElecTel Cooperative Federal Credit Union Raleigh, NC	Click to Compare	Click to Compare	Click to Compare
Rating	B
Asset Quality Index	8.70
Capitalization Index	10.00
Liquidity Index	4.70
Profitability Index	6.80
Stability Index	5.80

Company Info	ElecTel Cooperative Federal Credit Union Raleigh, NC	Click to Compare	Click to Compare	Click to Compare
NCUA Charter Number	5561
Phone Number	(919) 872-2395
Website	www.electel.org

Asset Quality	ElecTel Cooperative Federal Credit Union Raleigh, NC	Click to Compare	Click to Compare	Click to Compare
1-Year Asset Growth	-0.53%
5-Year Asset Growth	3.29%
5-Year Charge-Offs to Average Loans	0.21%
Charge-Offs to Average Loans	0.11%
Non-Performing Assets to Assets	0.27%
Non-Performing Loans to Capital	2.04%
Non-Performing Loans to Loans	0.43%

Balance Sheet	ElecTel Cooperative Federal Credit Union Raleigh, NC	Click to Compare	Click to Compare	Click to Compare
Total Assets	60.65M
Total Deposits	52.47M

Capital and Reserves	ElecTel Cooperative Federal Credit Union Raleigh, NC	Click to Compare	Click to Compare	Click to Compare
Capital	7.79M
Leverage Ratio	12.84
Loan Loss Reserves to Loans	0.48%

Liquidity	ElecTel Cooperative Federal Credit Union Raleigh, NC	Click to Compare	Click to Compare	Click to Compare
Hot Money Ratio	5.43%
Liquidity Ratio	24.22%

Profitability	ElecTel Cooperative Federal Credit Union Raleigh, NC	Click to Compare	Click to Compare	Click to Compare
5-Year Return on Average Assets	0.52%
Net Income	766.00K
Net Interest Spread	4.86%
Operating Profit to Average Assets	1.37%
Overhead Efficiency Ratio	74.75%
Return on Assets	1.26%
Return on Equity	10.37%