Local Development
A
Virginia Educators' Credit Union
Rating Date
March 2024
Net Capital
Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings Virginia Educators' Credit Union
Newport News, VA
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Rating A
Asset Quality Index 10.00
Capitalization Index 10.00
Liquidity Index 8.90
Profitability Index 9.10
Stability Index 7.40
Company Info Virginia Educators' Credit Union
Newport News, VA
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NCUA Charter Number 5589
Phone Number (757) 930-2425
Website www.vecu.org
Asset Quality Virginia Educators' Credit Union
Newport News, VA
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1-Year Asset Growth -3.18%
5-Year Asset Growth 3.29%
5-Year Charge-Offs to Average Loans 0.63%
Charge-Offs to Average Loans -0.05%
Non-Performing Assets to Assets 0.13%
Non-Performing Loans to Capital 0.75%
Non-Performing Loans to Loans 0.97%
Balance Sheet Virginia Educators' Credit Union
Newport News, VA
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Total Assets 77.28M
Total Deposits 63.80M
Capital and Reserves Virginia Educators' Credit Union
Newport News, VA
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Capital 13.17M
Leverage Ratio 17.11
Loan Loss Reserves to Loans 0.46%
Liquidity Virginia Educators' Credit Union
Newport News, VA
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Hot Money Ratio 0.00%
Liquidity Ratio 100.19%
Profitability Virginia Educators' Credit Union
Newport News, VA
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5-Year Return on Average Assets 0.69%
Net Income 2.81M
Net Interest Spread 25.48%
Operating Profit to Average Assets 3.59%
Overhead Efficiency Ratio 32.35%
Return on Assets 3.60%
Return on Equity 24.01%
Weiss Ratings