Hercules First Federal Credit Union

Weiss Ratings	Hercules First Federal Credit Union Salt Lake City, UT	Click to Compare	Click to Compare	Click to Compare
Rating	C
Asset Quality Index	10.00
Capitalization Index	6.10
Liquidity Index	1.60
Profitability Index	3.40
Stability Index	5.50

Company Info	Hercules First Federal Credit Union Salt Lake City, UT	Click to Compare	Click to Compare	Click to Compare
NCUA Charter Number	5677
Phone Number	(801) 968-9011
Website	www.herculescu.com

Asset Quality	Hercules First Federal Credit Union Salt Lake City, UT	Click to Compare	Click to Compare	Click to Compare
1-Year Asset Growth	-0.10%
5-Year Asset Growth	9.75%
5-Year Charge-Offs to Average Loans	0.12%
Charge-Offs to Average Loans	0.18%
Non-Performing Assets to Assets	0.16%
Non-Performing Loans to Capital	1.81%
Non-Performing Loans to Loans	0.19%

Balance Sheet	Hercules First Federal Credit Union Salt Lake City, UT	Click to Compare	Click to Compare	Click to Compare
Total Assets	163.83M
Total Deposits	128.19M

Capital and Reserves	Hercules First Federal Credit Union Salt Lake City, UT	Click to Compare	Click to Compare	Click to Compare
Capital	13.98M
Leverage Ratio	8.53
Loan Loss Reserves to Loans	0.24%

Liquidity	Hercules First Federal Credit Union Salt Lake City, UT	Click to Compare	Click to Compare	Click to Compare
Hot Money Ratio	7.24%
Liquidity Ratio	5.25%

Profitability	Hercules First Federal Credit Union Salt Lake City, UT	Click to Compare	Click to Compare	Click to Compare
5-Year Return on Average Assets	0.31%
Net Income	606.00K
Net Interest Spread	2.43%
Operating Profit to Average Assets	0.48%
Overhead Efficiency Ratio	82.19%
Return on Assets	0.37%
Return on Equity	4.68%