Local Development
C
Provo Police & Fire Department Credit Union
ProvoUT
Rating Date
March 2024
Net Capital
Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings
Provo Police & Fire Department Credit Union
Provo, UT
Low
Provo Police & Fire Department Credit Union
Industry Average
High
Asset Quality Index
8.60
0.00
10.00
Capitalization Index
10.00
0.00
10.00
Liquidity Index
4.60
0.20
9.60
Profitability Index
3.80
0.00
10.00
Stability Index
3.70
0.00
10.00
Asset Quality
Provo Police & Fire Department Credit Union
Provo, UT
Low
Provo Police & Fire Department Credit Union
Industry Average
High
1-Year Asset Growth
-23.94%
< -30.00%
> 10.00%
5-Year Asset Growth
-2.78%
< -10.00%
> 20.00%
5-Year Charge-Offs to Average Loans
0.01%
< 0.00%
> 10.00%
Charge-Offs to Average Loans
0.00%
< 0.00%
> 10.00%
Non-Performing Assets to Assets
0.00%
0.00%
> 10.00%
Non-Performing Loans to Capital
0.00%
0.00%
> 20.00%
Non-Performing Loans to Loans
0.00%
0.00%
> 10.00%
Balance Sheet
Provo Police & Fire Department Credit Union
Provo, UT
Low
Provo Police & Fire Department Credit Union
Industry Average
High
Total Assets
2.38M
< 2.38M
> 972.87M
Total Deposits
2.00M
< 2.00M
> 811.53M
Capital and Reserves
Provo Police & Fire Department Credit Union
Provo, UT
Low
Provo Police & Fire Department Credit Union
Industry Average
High
Capital
381.00K
< 381.00K
> 88.77M
Leverage Ratio
15.99
0.06
> 30.00
Loan Loss Reserves to Loans
4.31%
0.00%
> 10.00%
Risk-Based Capital Ratio
15.99
< 0.00
> 30.00
Liquidity
Provo Police & Fire Department Credit Union
Provo, UT
Low
Provo Police & Fire Department Credit Union
Industry Average
High
Hot Money Ratio
0.00%
0.00%
> 20.00%
Liquidity Ratio
33.57%
< 10.00%
> 60.00%
Profitability
Provo Police & Fire Department Credit Union
Provo, UT
Low
Provo Police & Fire Department Credit Union
Industry Average
High
5-Year Return on Average Assets
0.24%
< 0.00%
> 10.00%
Net Income
10.00K
< 10.00K
> 6.55M
Net Interest Spread
4.56%
< 0.00%
> 10.00%
Operating Profit to Average Assets
0.50%
< 0.00%
> 10.00%
Overhead Efficiency Ratio
84.09%
< 40.00%
> 170.00%
Return on Assets
0.36%
< 0.00%
> 10.00%
Return on Equity
2.66%
< 0.00%
> 20.00%
Weiss Ratings