Education First Credit Union

Weiss Ratings	Education First Credit Union Ogden, UT	Click to Compare	Click to Compare	Click to Compare
Rating	C
Asset Quality Index	9.70
Capitalization Index	8.20
Liquidity Index	1.90
Profitability Index	2.80
Stability Index	5.50

Company Info	Education First Credit Union Ogden, UT	Click to Compare	Click to Compare	Click to Compare
NCUA Charter Number	5690
Phone Number	(801) 392-4877
Website	www.e1cu.org

Asset Quality	Education First Credit Union Ogden, UT	Click to Compare	Click to Compare	Click to Compare
1-Year Asset Growth	15.22%
5-Year Asset Growth	6.77%
5-Year Charge-Offs to Average Loans	0.16%
Charge-Offs to Average Loans	0.01%
Non-Performing Assets to Assets	0.13%
Non-Performing Loans to Capital	1.22%
Non-Performing Loans to Loans	0.15%

Balance Sheet	Education First Credit Union Ogden, UT	Click to Compare	Click to Compare	Click to Compare
Total Assets	47.53M
Total Deposits	42.50M

Capital and Reserves	Education First Credit Union Ogden, UT	Click to Compare	Click to Compare	Click to Compare
Capital	4.89M
Leverage Ratio	10.29
Loan Loss Reserves to Loans	0.32%

Liquidity	Education First Credit Union Ogden, UT	Click to Compare	Click to Compare	Click to Compare
Hot Money Ratio	11.18%
Liquidity Ratio	6.73%

Profitability	Education First Credit Union Ogden, UT	Click to Compare	Click to Compare	Click to Compare
5-Year Return on Average Assets	0.81%
Net Income	217.00K
Net Interest Spread	3.19%
Operating Profit to Average Assets	0.78%
Overhead Efficiency Ratio	78.69%
Return on Assets	0.49%
Return on Equity	4.60%