Development
| Weiss Ratings |
Westerly Community Credit Union
Westerly, RI |
Click to Compare |
Click to Compare |
Click to Compare |
| Rating | ||||
| Asset Quality Index | 9.20 | |||
| Capitalization Index | 5.50 | |||
| Liquidity Index | 1.90 | |||
| Profitability Index | 2.40 | |||
| Stability Index | 5.90 | |||
| Company Info |
Westerly Community Credit Union
Westerly, RI |
Click to Compare |
Click to Compare |
Click to Compare |
| NCUA Charter Number | 5739 | |||
| Phone Number | (401) 596-7000 | |||
| Website | www.westerlyccu.com | |||
| Asset Quality |
Westerly Community Credit Union
Westerly, RI |
Click to Compare |
Click to Compare |
Click to Compare |
| 1-Year Asset Growth | 3.52% | |||
| 5-Year Asset Growth | 9.68% | |||
| 5-Year Charge-Offs to Average Loans | 0.07% | |||
| Charge-Offs to Average Loans | 0.45% | |||
| Non-Performing Assets to Assets | 0.25% | |||
| Non-Performing Loans to Capital | 3.17% | |||
| Non-Performing Loans to Loans | 0.32% | |||
| Balance Sheet |
Westerly Community Credit Union
Westerly, RI |
Click to Compare |
Click to Compare |
Click to Compare |
| Total Assets | 468.68M | |||
| Total Deposits | 409.17M | |||
| Capital and Reserves |
Westerly Community Credit Union
Westerly, RI |
Click to Compare |
Click to Compare |
Click to Compare |
| Capital | 35.65M | |||
| Leverage Ratio | 8.87 | |||
| Loan Loss Reserves to Loans | 0.39% | |||
| Liquidity |
Westerly Community Credit Union
Westerly, RI |
Click to Compare |
Click to Compare |
Click to Compare |
| Hot Money Ratio | 17.08% | |||
| Liquidity Ratio | 6.50% | |||
| Profitability |
Westerly Community Credit Union
Westerly, RI |
Click to Compare |
Click to Compare |
Click to Compare |
| 5-Year Return on Average Assets | 0.85% | |||
| Net Income | 1.66M | |||
| Net Interest Spread | 3.10% | |||
| Operating Profit to Average Assets | 0.70% | |||
| Overhead Efficiency Ratio | 83.91% | |||
| Return on Assets | 0.35% | |||
| Return on Equity | 4.94% | |||