Development
| Weiss Ratings |
North Georgia Credit Union
Toccoa, GA |
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| Rating | ||||
| Asset Quality Index | 7.80 | |||
| Capitalization Index | 9.10 | |||
| Liquidity Index | 3.40 | |||
| Profitability Index | 9.20 | |||
| Stability Index | 6.40 | |||
| Company Info |
North Georgia Credit Union
Toccoa, GA |
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| NCUA Charter Number | 5779 | |||
| Phone Number | (706) 886-1441 | |||
| Website | www.ngcu.org | |||
| Asset Quality |
North Georgia Credit Union
Toccoa, GA |
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| 1-Year Asset Growth | 10.68% | |||
| 5-Year Asset Growth | 11.52% | |||
| 5-Year Charge-Offs to Average Loans | 0.55% | |||
| Charge-Offs to Average Loans | 0.33% | |||
| Non-Performing Assets to Assets | 0.63% | |||
| Non-Performing Loans to Capital | 5.55% | |||
| Non-Performing Loans to Loans | 0.47% | |||
| Balance Sheet |
North Georgia Credit Union
Toccoa, GA |
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| Total Assets | 101.30M | |||
| Total Deposits | 88.98M | |||
| Capital and Reserves |
North Georgia Credit Union
Toccoa, GA |
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| Capital | 11.05M | |||
| Leverage Ratio | 10.91 | |||
| Loan Loss Reserves to Loans | 0.53% | |||
| Liquidity |
North Georgia Credit Union
Toccoa, GA |
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| Hot Money Ratio | 8.75% | |||
| Liquidity Ratio | 18.71% | |||
| Profitability |
North Georgia Credit Union
Toccoa, GA |
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| 5-Year Return on Average Assets | 0.82% | |||
| Net Income | 1.36M | |||
| Net Interest Spread | 5.60% | |||
| Operating Profit to Average Assets | 1.62% | |||
| Overhead Efficiency Ratio | 74.78% | |||
| Return on Assets | 1.42% | |||
| Return on Equity | 13.12% | |||