Development
| Weiss Ratings |
West Texas Credit Union
Odessa, TX |
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| Rating | ||||
| Asset Quality Index | 8.90 | |||
| Capitalization Index | 7.90 | |||
| Liquidity Index | 5.70 | |||
| Profitability Index | 2.40 | |||
| Stability Index | 4.80 | |||
| Company Info |
West Texas Credit Union
Odessa, TX |
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| NCUA Charter Number | 5872 | |||
| Phone Number | (432) 934-0433 | |||
| Website | www.westtexascu.com | |||
| Asset Quality |
West Texas Credit Union
Odessa, TX |
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| 1-Year Asset Growth | -0.84% | |||
| 5-Year Asset Growth | 1.28% | |||
| 5-Year Charge-Offs to Average Loans | 0.41% | |||
| Charge-Offs to Average Loans | 0.26% | |||
| Non-Performing Assets to Assets | 0.22% | |||
| Non-Performing Loans to Capital | 2.13% | |||
| Non-Performing Loans to Loans | 0.41% | |||
| Balance Sheet |
West Texas Credit Union
Odessa, TX |
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| Total Assets | 62.40M | |||
| Total Deposits | 55.56M | |||
| Capital and Reserves |
West Texas Credit Union
Odessa, TX |
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| Capital | 6.28M | |||
| Leverage Ratio | 10.13 | |||
| Loan Loss Reserves to Loans | 0.48% | |||
| Liquidity |
West Texas Credit Union
Odessa, TX |
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| Hot Money Ratio | 0.18% | |||
| Liquidity Ratio | 39.36% | |||
| Profitability |
West Texas Credit Union
Odessa, TX |
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| 5-Year Return on Average Assets | 0.48% | |||
| Net Income | 380.00K | |||
| Net Interest Spread | 4.92% | |||
| Operating Profit to Average Assets | 0.65% | |||
| Overhead Efficiency Ratio | 88.88% | |||
| Return on Assets | 0.60% | |||
| Return on Equity | 6.20% | |||