West Virginia Central Federal Credit Union

Weiss Ratings	West Virginia Central Federal Credit Union Parkersburg, WV	Click to Compare	Click to Compare	Click to Compare
Rating	B
Asset Quality Index	9.50
Capitalization Index	10.00
Liquidity Index	2.60
Profitability Index	8.90
Stability Index	5.70

Company Info	West Virginia Central Federal Credit Union Parkersburg, WV	Click to Compare	Click to Compare	Click to Compare
NCUA Charter Number	5961
Phone Number	(304) 485-4523
Website	www.wvccu.org

Asset Quality	West Virginia Central Federal Credit Union Parkersburg, WV	Click to Compare	Click to Compare	Click to Compare
1-Year Asset Growth	5.46%
5-Year Asset Growth	9.86%
5-Year Charge-Offs to Average Loans	0.13%
Charge-Offs to Average Loans	0.08%
Non-Performing Assets to Assets	0.33%
Non-Performing Loans to Capital	2.78%
Non-Performing Loans to Loans	0.45%

Balance Sheet	West Virginia Central Federal Credit Union Parkersburg, WV	Click to Compare	Click to Compare	Click to Compare
Total Assets	299.66M
Total Deposits	245.54M

Capital and Reserves	West Virginia Central Federal Credit Union Parkersburg, WV	Click to Compare	Click to Compare	Click to Compare
Capital	34.73M
Leverage Ratio	12.11
Loan Loss Reserves to Loans	0.35%

Liquidity	West Virginia Central Federal Credit Union Parkersburg, WV	Click to Compare	Click to Compare	Click to Compare
Hot Money Ratio	7.46%
Liquidity Ratio	8.24%

Profitability	West Virginia Central Federal Credit Union Parkersburg, WV	Click to Compare	Click to Compare	Click to Compare
5-Year Return on Average Assets	1.31%
Net Income	3.57M
Net Interest Spread	2.39%
Operating Profit to Average Assets	1.33%
Overhead Efficiency Ratio	66.55%
Return on Assets	1.22%
Return on Equity	10.77%