Development
| Weiss Ratings |
Holyoke Credit Union
Holyoke, MA |
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| Rating | ||||
| Asset Quality Index | 8.60 | |||
| Capitalization Index | 2.10 | |||
| Liquidity Index | 3.60 | |||
| Profitability Index | 2.50 | |||
| Stability Index | 3.70 | |||
| Company Info |
Holyoke Credit Union
Holyoke, MA |
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| NCUA Charter Number | 6000 | |||
| Phone Number | (413) 278-6852 | |||
| Website | www.holyokecu.com | |||
| Asset Quality |
Holyoke Credit Union
Holyoke, MA |
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| 1-Year Asset Growth | 5.64% | |||
| 5-Year Asset Growth | 6.49% | |||
| 5-Year Charge-Offs to Average Loans | 0.15% | |||
| Charge-Offs to Average Loans | 0.22% | |||
| Non-Performing Assets to Assets | 0.21% | |||
| Non-Performing Loans to Capital | 4.11% | |||
| Non-Performing Loans to Loans | 0.44% | |||
| Balance Sheet |
Holyoke Credit Union
Holyoke, MA |
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| Total Assets | 268.76M | |||
| Total Deposits | 221.79M | |||
| Capital and Reserves |
Holyoke Credit Union
Holyoke, MA |
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| Capital | 13.22M | |||
| Leverage Ratio | 9.22 | |||
| Loan Loss Reserves to Loans | 0.55% | |||
| Liquidity |
Holyoke Credit Union
Holyoke, MA |
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| Hot Money Ratio | 15.07% | |||
| Liquidity Ratio | 22.73% | |||
| Profitability |
Holyoke Credit Union
Holyoke, MA |
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| 5-Year Return on Average Assets | 0.53% | |||
| Net Income | 224.00K | |||
| Net Interest Spread | 2.60% | |||
| Operating Profit to Average Assets | 0.10% | |||
| Overhead Efficiency Ratio | 97.04% | |||
| Return on Assets | 0.09% | |||
| Return on Equity | 1.95% | |||