First South Financial Credit Union

Weiss Ratings	First South Financial Credit Union Bartlett, TN	Click to Compare	Click to Compare	Click to Compare
Rating	A
Asset Quality Index	10.00
Capitalization Index	10.00
Liquidity Index	5.00
Profitability Index	10.00
Stability Index	8.00

Company Info	First South Financial Credit Union Bartlett, TN	Click to Compare	Click to Compare	Click to Compare
NCUA Charter Number	6077
Phone Number	(901) 380-7400
Website	www.firstsouth.com

Asset Quality	First South Financial Credit Union Bartlett, TN	Click to Compare	Click to Compare	Click to Compare
1-Year Asset Growth	-5.09%
5-Year Asset Growth	5.88%
5-Year Charge-Offs to Average Loans	0.87%
Charge-Offs to Average Loans	0.62%
Non-Performing Assets to Assets	0.27%
Non-Performing Loans to Capital	0.85%
Non-Performing Loans to Loans	0.38%

Balance Sheet	First South Financial Credit Union Bartlett, TN	Click to Compare	Click to Compare	Click to Compare
Total Assets	755.95M
Total Deposits	530.95M

Capital and Reserves	First South Financial Credit Union Bartlett, TN	Click to Compare	Click to Compare	Click to Compare
Capital	208.74M
Leverage Ratio	30.26
Loan Loss Reserves to Loans	6.89%

Liquidity	First South Financial Credit Union Bartlett, TN	Click to Compare	Click to Compare	Click to Compare
Hot Money Ratio	6.87%
Liquidity Ratio	43.79%

Profitability	First South Financial Credit Union Bartlett, TN	Click to Compare	Click to Compare	Click to Compare
5-Year Return on Average Assets	1.75%
Net Income	14.01M
Net Interest Spread	4.67%
Operating Profit to Average Assets	2.57%
Overhead Efficiency Ratio	60.55%
Return on Assets	1.81%
Return on Equity	6.70%