United Heritage Credit Union

Weiss Ratings	United Heritage Credit Union Austin, TX	Click to Compare	Click to Compare	Click to Compare
Rating	C
Asset Quality Index	7.10
Capitalization Index	7.00
Liquidity Index	1.80
Profitability Index	2.60
Stability Index	7.50

Company Info	United Heritage Credit Union Austin, TX	Click to Compare	Click to Compare	Click to Compare
NCUA Charter Number	6137
Phone Number	(512) 435-4545
Website	www.uhcu.org

Asset Quality	United Heritage Credit Union Austin, TX	Click to Compare	Click to Compare	Click to Compare
1-Year Asset Growth	0.93%
5-Year Asset Growth	8.42%
5-Year Charge-Offs to Average Loans	0.15%
Charge-Offs to Average Loans	0.08%
Non-Performing Assets to Assets	0.71%
Non-Performing Loans to Capital	7.75%
Non-Performing Loans to Loans	0.79%

Balance Sheet	United Heritage Credit Union Austin, TX	Click to Compare	Click to Compare	Click to Compare
Total Assets	1.53B
Total Deposits	1.28B

Capital and Reserves	United Heritage Credit Union Austin, TX	Click to Compare	Click to Compare	Click to Compare
Capital	137.84M
Leverage Ratio	9.57
Loan Loss Reserves to Loans	0.24%

Liquidity	United Heritage Credit Union Austin, TX	Click to Compare	Click to Compare	Click to Compare
Hot Money Ratio	16.15%
Liquidity Ratio	8.19%

Profitability	United Heritage Credit Union Austin, TX	Click to Compare	Click to Compare	Click to Compare
5-Year Return on Average Assets	0.87%
Net Income	8.44M
Net Interest Spread	3.19%
Operating Profit to Average Assets	0.66%
Overhead Efficiency Ratio	82.88%
Return on Assets	0.55%
Return on Equity	6.33%