First Community Credit Union

Weiss Ratings	First Community Credit Union Houston, TX	Click to Compare	Click to Compare	Click to Compare
Rating	C
Asset Quality Index	8.20
Capitalization Index	4.20
Liquidity Index	1.80
Profitability Index	2.90
Stability Index	5.10

Company Info	First Community Credit Union Houston, TX	Click to Compare	Click to Compare	Click to Compare
NCUA Charter Number	6236
Phone Number	(281) 856-5300
Website	www.fccu.org

Asset Quality	First Community Credit Union Houston, TX	Click to Compare	Click to Compare	Click to Compare
1-Year Asset Growth	12.74%
5-Year Asset Growth	11.99%
5-Year Charge-Offs to Average Loans	0.32%
Charge-Offs to Average Loans	0.25%
Non-Performing Assets to Assets	0.31%
Non-Performing Loans to Capital	4.35%
Non-Performing Loans to Loans	0.40%

Balance Sheet	First Community Credit Union Houston, TX	Click to Compare	Click to Compare	Click to Compare
Total Assets	2.51B
Total Deposits	1.93B

Capital and Reserves	First Community Credit Union Houston, TX	Click to Compare	Click to Compare	Click to Compare
Capital	165.28M
Leverage Ratio	8.28
Loan Loss Reserves to Loans	0.70%

Liquidity	First Community Credit Union Houston, TX	Click to Compare	Click to Compare	Click to Compare
Hot Money Ratio	15.78%
Liquidity Ratio	8.10%

Profitability	First Community Credit Union Houston, TX	Click to Compare	Click to Compare	Click to Compare
5-Year Return on Average Assets	0.92%
Net Income	11.82M
Net Interest Spread	2.60%
Operating Profit to Average Assets	0.80%
Overhead Efficiency Ratio	78.72%
Return on Assets	0.49%
Return on Equity	7.63%