Development
| Weiss Ratings |
Directors Choice Credit Union
Albany, NY |
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| Rating | ||||
| Asset Quality Index | 10.00 | |||
| Capitalization Index | 10.00 | |||
| Liquidity Index | 2.40 | |||
| Profitability Index | 9.80 | |||
| Stability Index | 5.70 | |||
| Company Info |
Directors Choice Credit Union
Albany, NY |
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| NCUA Charter Number | 6262 | |||
| Phone Number | (518) 456-2686 | |||
| Website | www.directorschoicecu.com | |||
| Asset Quality |
Directors Choice Credit Union
Albany, NY |
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| 1-Year Asset Growth | -2.76% | |||
| 5-Year Asset Growth | 3.06% | |||
| 5-Year Charge-Offs to Average Loans | 0.18% | |||
| Charge-Offs to Average Loans | -0.07% | |||
| Non-Performing Assets to Assets | 0.10% | |||
| Non-Performing Loans to Capital | 0.45% | |||
| Non-Performing Loans to Loans | 0.13% | |||
| Balance Sheet |
Directors Choice Credit Union
Albany, NY |
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| Total Assets | 11.56M | |||
| Total Deposits | 9.25M | |||
| Capital and Reserves |
Directors Choice Credit Union
Albany, NY |
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| Capital | 2.31M | |||
| Leverage Ratio | 19.96 | |||
| Loan Loss Reserves to Loans | 1.75% | |||
| Liquidity |
Directors Choice Credit Union
Albany, NY |
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| Hot Money Ratio | 40.36% | |||
| Liquidity Ratio | 31.44% | |||
| Profitability |
Directors Choice Credit Union
Albany, NY |
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| 5-Year Return on Average Assets | 1.22% | |||
| Net Income | 241.00K | |||
| Net Interest Spread | 4.05% | |||
| Operating Profit to Average Assets | 2.11% | |||
| Overhead Efficiency Ratio | 31.25% | |||
| Return on Assets | 2.10% | |||
| Return on Equity | 11.08% | |||