Development
Catholics United Credit Union
Major Rating Factors:
Operating profits as a percentage of assets at 0.5%, coupled with a return on assets of 0.5 has resulted in Fair (3.7) profitability. A five year analysis of stability tests including evaluations of capital adequacy, asset growth, and profitability lead to a Good overall stability index (5.2 on a scale of 0 to 10).
Other Rating Factors:
Excellent current capitalization (10.0 on a scale of 0 to 10) based on a net capital to total assets of 15.8 and a net worth ratio of 15.8. Excellent liquidity 8.5, driven by a liquidity ratio of 98.1 percent and a “hot money” ratio of 0.0 percent.
Asset Mix:
Consumer loans (12%), other (88%)
Asset Quality
Non-Performing Loans to Capital
Non-Performing Assets to Assets
Non-Performing Loans to Loans
Loan Loss Reserves to Loans
Charge-Offs to Average Loans
5-Year Charge-Offs to Average Loans
5-Year Asset Growth
1-Year Asset Growth
Profitability
Operating Profit to Average Assets
Return on Equity
Net Interest Spread
5-Year ROAA (Return on Average Assets)
Overhead Efficiency Ratio
Corporate Info
Address
612 South Maple Street
South Hutchinson, KS 67505
South Hutchinson, KS 67505
Phone Number
(620) 665-0777
NCUA Charter Number
Largest Competitors
Lenexa, KS
Wichita, KS
Wichita, KS
Garden City, KS
South Hutchinson, KS