Charter Oak Federal Credit Union

Weiss Ratings	Charter Oak Federal Credit Union Waterford, CT	Click to Compare	Click to Compare	Click to Compare
Rating	B
Asset Quality Index	9.90
Capitalization Index	4.50
Liquidity Index	3.50
Profitability Index	6.40
Stability Index	5.90

Company Info	Charter Oak Federal Credit Union Waterford, CT	Click to Compare	Click to Compare	Click to Compare
NCUA Charter Number	65
Phone Number	(860) 446-8085
Website	www.charteroak.org

Asset Quality	Charter Oak Federal Credit Union Waterford, CT	Click to Compare	Click to Compare	Click to Compare
1-Year Asset Growth	1.72%
5-Year Asset Growth	6.72%
5-Year Charge-Offs to Average Loans	0.10%
Charge-Offs to Average Loans	0.08%
Non-Performing Assets to Assets	0.15%
Non-Performing Loans to Capital	2.10%
Non-Performing Loans to Loans	0.25%

Balance Sheet	Charter Oak Federal Credit Union Waterford, CT	Click to Compare	Click to Compare	Click to Compare
Total Assets	1.55B
Total Deposits	1.35B

Capital and Reserves	Charter Oak Federal Credit Union Waterford, CT	Click to Compare	Click to Compare	Click to Compare
Capital	107.09M
Leverage Ratio	10.74
Loan Loss Reserves to Loans	0.55%

Liquidity	Charter Oak Federal Credit Union Waterford, CT	Click to Compare	Click to Compare	Click to Compare
Hot Money Ratio	10.37%
Liquidity Ratio	13.00%

Profitability	Charter Oak Federal Credit Union Waterford, CT	Click to Compare	Click to Compare	Click to Compare
5-Year Return on Average Assets	0.76%
Net Income	14.70M
Net Interest Spread	2.66%
Operating Profit to Average Assets	0.99%
Overhead Efficiency Ratio	71.78%
Return on Assets	0.96%
Return on Equity	16.08%