Essex County Teachers Federal Credit Union

Weiss Ratings	Essex County Teachers Federal Credit Union Bloomfield, NJ	Click to Compare	Click to Compare	Click to Compare
Rating	D
Asset Quality Index	6.60
Capitalization Index	4.90
Liquidity Index	3.50
Profitability Index	6.50
Stability Index	2.10

Company Info	Essex County Teachers Federal Credit Union Bloomfield, NJ	Click to Compare	Click to Compare	Click to Compare
NCUA Charter Number	695
Phone Number	(973) 748-8847
Website	www.ectcu.org

Asset Quality	Essex County Teachers Federal Credit Union Bloomfield, NJ	Click to Compare	Click to Compare	Click to Compare
1-Year Asset Growth	-5.47%
5-Year Asset Growth	10.86%
5-Year Charge-Offs to Average Loans	0.89%
Charge-Offs to Average Loans	2.79%
Non-Performing Assets to Assets	0.56%
Non-Performing Loans to Capital	6.80%
Non-Performing Loans to Loans	1.26%

Balance Sheet	Essex County Teachers Federal Credit Union Bloomfield, NJ	Click to Compare	Click to Compare	Click to Compare
Total Assets	22.62M
Total Deposits	20.62M

Capital and Reserves	Essex County Teachers Federal Credit Union Bloomfield, NJ	Click to Compare	Click to Compare	Click to Compare
Capital	1.63M
Leverage Ratio	7.22
Loan Loss Reserves to Loans	2.20%

Liquidity	Essex County Teachers Federal Credit Union Bloomfield, NJ	Click to Compare	Click to Compare	Click to Compare
Hot Money Ratio	0.00%
Liquidity Ratio	17.44%

Profitability	Essex County Teachers Federal Credit Union Bloomfield, NJ	Click to Compare	Click to Compare	Click to Compare
5-Year Return on Average Assets	0.96%
Net Income	183.00K
Net Interest Spread	4.41%
Operating Profit to Average Assets	1.60%
Overhead Efficiency Ratio	69.10%
Return on Assets	0.75%
Return on Equity	11.35%