First U.S. Community Credit Union
| Weiss Ratings |
First U.S. Community Credit Union
Sacramento, CA |
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| Rating | ||||
| Asset Quality Index | 10.00 | |||
| Capitalization Index | 7.60 | |||
| Liquidity Index | 2.50 | |||
| Profitability Index | 2.70 | |||
| Stability Index | 7.60 | |||
| Company Info |
First U.S. Community Credit Union
Sacramento, CA |
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| NCUA Charter Number | 703 | |||
| Phone Number | (916) 576-5700 | |||
| Website | www.firstus.org | |||
| Asset Quality |
First U.S. Community Credit Union
Sacramento, CA |
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| 1-Year Asset Growth | -1.04% | |||
| 5-Year Asset Growth | 7.57% | |||
| 5-Year Charge-Offs to Average Loans | 0.15% | |||
| Charge-Offs to Average Loans | 0.29% | |||
| Non-Performing Assets to Assets | 0.17% | |||
| Non-Performing Loans to Capital | 1.59% | |||
| Non-Performing Loans to Loans | 0.20% | |||
| Balance Sheet |
First U.S. Community Credit Union
Sacramento, CA |
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| Total Assets | 535.94M | |||
| Total Deposits | 478.93M | |||
| Capital and Reserves |
First U.S. Community Credit Union
Sacramento, CA |
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| Capital | 52.81M | |||
| Leverage Ratio | 11.68 | |||
| Loan Loss Reserves to Loans | 1.18% | |||
| Liquidity |
First U.S. Community Credit Union
Sacramento, CA |
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| Hot Money Ratio | 16.01% | |||
| Liquidity Ratio | 9.45% | |||
| Profitability |
First U.S. Community Credit Union
Sacramento, CA |
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| 5-Year Return on Average Assets | 0.84% | |||
| Net Income | 2.66M | |||
| Net Interest Spread | 2.80% | |||
| Operating Profit to Average Assets | 0.80% | |||
| Overhead Efficiency Ratio | 77.27% | |||
| Return on Assets | 0.49% | |||
| Return on Equity | 5.29% | |||
