Bakersfield City Employees Federal Credit Union

Weiss Ratings	Bakersfield City Employees Federal Credit Union Bakersfield, CA	Click to Compare	Click to Compare	Click to Compare
Rating	D
Asset Quality Index	9.50
Capitalization Index	5.10
Liquidity Index	3.80
Profitability Index	2.70
Stability Index	1.80

Company Info	Bakersfield City Employees Federal Credit Union Bakersfield, CA	Click to Compare	Click to Compare	Click to Compare
NCUA Charter Number	727
Phone Number	(661) 861-6151
Website	www.bakcityefcu.org

Asset Quality	Bakersfield City Employees Federal Credit Union Bakersfield, CA	Click to Compare	Click to Compare	Click to Compare
1-Year Asset Growth	-11.81%
5-Year Asset Growth	0.67%
5-Year Charge-Offs to Average Loans	0.17%
Charge-Offs to Average Loans	0.26%
Non-Performing Assets to Assets	0.11%
Non-Performing Loans to Capital	1.44%
Non-Performing Loans to Loans	0.19%

Balance Sheet	Bakersfield City Employees Federal Credit Union Bakersfield, CA	Click to Compare	Click to Compare	Click to Compare
Total Assets	31.08M
Total Deposits	28.71M

Capital and Reserves	Bakersfield City Employees Federal Credit Union Bakersfield, CA	Click to Compare	Click to Compare	Click to Compare
Capital	2.31M
Leverage Ratio	8.72
Loan Loss Reserves to Loans	0.30%

Liquidity	Bakersfield City Employees Federal Credit Union Bakersfield, CA	Click to Compare	Click to Compare	Click to Compare
Hot Money Ratio	6.27%
Liquidity Ratio	30.53%

Profitability	Bakersfield City Employees Federal Credit Union Bakersfield, CA	Click to Compare	Click to Compare	Click to Compare
5-Year Return on Average Assets	-0.11%
Net Income	150.00K
Net Interest Spread	3.44%
Operating Profit to Average Assets	0.55%
Overhead Efficiency Ratio	84.74%
Return on Assets	0.44%
Return on Equity	7.56%