Merck Employees Federal Credit Union

Weiss Ratings	Merck Employees Federal Credit Union Rahway, NJ	Click to Compare	Click to Compare	Click to Compare
Rating	C
Asset Quality Index	10.00
Capitalization Index	8.70
Liquidity Index	4.10
Profitability Index	1.20
Stability Index	7.40

Company Info	Merck Employees Federal Credit Union Rahway, NJ	Click to Compare	Click to Compare	Click to Compare
NCUA Charter Number	746
Phone Number	(732) 594-3317
Website	www.merckcu.com

Asset Quality	Merck Employees Federal Credit Union Rahway, NJ	Click to Compare	Click to Compare	Click to Compare
1-Year Asset Growth	-12.62%
5-Year Asset Growth	0.96%
5-Year Charge-Offs to Average Loans	0.08%
Charge-Offs to Average Loans	0.09%
Non-Performing Assets to Assets	0.07%
Non-Performing Loans to Capital	0.61%
Non-Performing Loans to Loans	0.61%

Balance Sheet	Merck Employees Federal Credit Union Rahway, NJ	Click to Compare	Click to Compare	Click to Compare
Total Assets	1.99B
Total Deposits	1.43B

Capital and Reserves	Merck Employees Federal Credit Union Rahway, NJ	Click to Compare	Click to Compare	Click to Compare
Capital	211.92M
Leverage Ratio	12.93
Loan Loss Reserves to Loans	0.15%

Liquidity	Merck Employees Federal Credit Union Rahway, NJ	Click to Compare	Click to Compare	Click to Compare
Hot Money Ratio	3.79%
Liquidity Ratio	21.47%

Profitability	Merck Employees Federal Credit Union Rahway, NJ	Click to Compare	Click to Compare	Click to Compare
5-Year Return on Average Assets	0.38%
Net Income	-4.62M
Net Interest Spread	0.05%
Operating Profit to Average Assets	-0.21%
Overhead Efficiency Ratio	237.10%
Return on Assets	-0.22%
Return on Equity	-2.33%