Development
Bellco Federal Credit Union
Major Rating Factors:
Fair current capitalization (4.7 on a scale of 0 to 10) based on a net capital to total assets of 7.1 and a net worth ratio of 8.5. A five year analysis of stability tests including evaluations of capital adequacy, asset growth, and profitability lead to a Fair overall stability index (4.4 on a scale of 0 to 10).
Other Rating Factors:
A current level of 9.9 percent of nonperforming loans to core capital combined with 9.0 percent from a year earlier contributes to the Good asset quality (6.7). Operating profits as a percentage of assets at 1.2%, coupled with a return on assets of 0.9 has resulted in Good (6.6) profitability.
Asset Mix:
Home mtgs (32%), consumer loans (27%), other (42%)
Asset Quality
Non-Performing Loans to Capital
Non-Performing Assets to Assets
Non-Performing Loans to Loans
Loan Loss Reserves to Loans
Charge-Offs to Average Loans
5-Year Charge-Offs to Average Loans
5-Year Asset Growth
1-Year Asset Growth
Profitability
Operating Profit to Average Assets
Return on Equity
Net Interest Spread
5-Year ROAA (Return on Average Assets)
Overhead Efficiency Ratio
Corporate Info
Address
609 Spring Street
Wyomissing, PA 19610
Wyomissing, PA 19610
Phone Number
(610) 373-5192
NCUA Charter Number
Website
Largest Competitors
Philadelphia, PA
Harrisburg, PA
Wyomissing, PA
Wyomissing, PA
Wyomissing, PA