Development
C
Pennsylvania Central Federal Credit Union
Rating Date
March 2024
Net Capital
Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings Pennsylvania Central Federal Credit Union
Harrisburg, PA
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Rating C
Asset Quality Index 5.20
Capitalization Index 5.70
Liquidity Index 3.80
Profitability Index 5.30
Stability Index 3.20
Company Info Pennsylvania Central Federal Credit Union
Harrisburg, PA
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NCUA Charter Number 932
Phone Number (717) 564-4661
Website www.pacentralfcu.com
Asset Quality Pennsylvania Central Federal Credit Union
Harrisburg, PA
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1-Year Asset Growth -6.56%
5-Year Asset Growth 4.20%
5-Year Charge-Offs to Average Loans 0.30%
Charge-Offs to Average Loans 0.79%
Non-Performing Assets to Assets 0.85%
Non-Performing Loans to Capital 9.57%
Non-Performing Loans to Loans 1.14%
Balance Sheet Pennsylvania Central Federal Credit Union
Harrisburg, PA
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Total Assets 83.46M
Total Deposits 75.99M
Capital and Reserves Pennsylvania Central Federal Credit Union
Harrisburg, PA
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Capital 6.76M
Leverage Ratio 8.58
Loan Loss Reserves to Loans 1.16%
Liquidity Pennsylvania Central Federal Credit Union
Harrisburg, PA
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Hot Money Ratio 2.93%
Liquidity Ratio 24.59%
Profitability Pennsylvania Central Federal Credit Union
Harrisburg, PA
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5-Year Return on Average Assets 0.24%
Net Income 530.00K
Net Interest Spread 4.64%
Operating Profit to Average Assets 1.04%
Overhead Efficiency Ratio 77.49%
Return on Assets 0.62%
Return on Equity 8.08%