Development
C
Bluestone Federal Credit Union
Rating Date
March 2024
Net Capital
Ratio
Leverage
Ratio
Return On
Assets
Total
Assets
Capital
Total
Deposits
Net
Income
Weiss Ratings Bluestone Federal Credit Union
Sioux Falls, SD
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Rating C
Asset Quality Index 9.40
Capitalization Index 4.10
Liquidity Index 3.50
Profitability Index 3.80
Stability Index 4.60
Company Info Bluestone Federal Credit Union
Sioux Falls, SD
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NCUA Charter Number 973
Phone Number (605) 367-7070
Website www.bluestonefcu.org
Asset Quality Bluestone Federal Credit Union
Sioux Falls, SD
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1-Year Asset Growth -3.79%
5-Year Asset Growth 8.63%
5-Year Charge-Offs to Average Loans 0.23%
Charge-Offs to Average Loans 0.14%
Non-Performing Assets to Assets 0.26%
Non-Performing Loans to Capital 2.95%
Non-Performing Loans to Loans 0.39%
Balance Sheet Bluestone Federal Credit Union
Sioux Falls, SD
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Total Assets 177.96M
Total Deposits 156.32M
Capital and Reserves Bluestone Federal Credit Union
Sioux Falls, SD
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Capital 14.73M
Leverage Ratio 8.55
Loan Loss Reserves to Loans 0.77%
Liquidity Bluestone Federal Credit Union
Sioux Falls, SD
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Hot Money Ratio 4.33%
Liquidity Ratio 14.90%
Profitability Bluestone Federal Credit Union
Sioux Falls, SD
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5-Year Return on Average Assets 0.83%
Net Income 521.00K
Net Interest Spread 3.17%
Operating Profit to Average Assets 0.46%
Overhead Efficiency Ratio 92.14%
Return on Assets 0.28%
Return on Equity 3.63%