Community 1st Credit Union

Weiss Ratings	Community 1st Credit Union Ottumwa, IA	Click to Compare	Click to Compare	Click to Compare
Rating	B
Asset Quality Index	6.00
Capitalization Index	7.60
Liquidity Index	2.80
Profitability Index	8.70
Stability Index	7.40

Company Info	Community 1st Credit Union Ottumwa, IA	Click to Compare	Click to Compare	Click to Compare
NCUA Charter Number	99
Phone Number	(866) 360-5370
Website	www.c1stcreditunion.com/

Asset Quality	Community 1st Credit Union Ottumwa, IA	Click to Compare	Click to Compare	Click to Compare
1-Year Asset Growth	3.50%
5-Year Asset Growth	8.37%
5-Year Charge-Offs to Average Loans	0.28%
Charge-Offs to Average Loans	0.30%
Non-Performing Assets to Assets	1.16%
Non-Performing Loans to Capital	10.92%
Non-Performing Loans to Loans	1.45%

Balance Sheet	Community 1st Credit Union Ottumwa, IA	Click to Compare	Click to Compare	Click to Compare
Total Assets	971.88M
Total Deposits	862.97M

Capital and Reserves	Community 1st Credit Union Ottumwa, IA	Click to Compare	Click to Compare	Click to Compare
Capital	95.65M
Leverage Ratio	10.19
Loan Loss Reserves to Loans	0.95%

Liquidity	Community 1st Credit Union Ottumwa, IA	Click to Compare	Click to Compare	Click to Compare
Hot Money Ratio	13.76%
Liquidity Ratio	15.23%

Profitability	Community 1st Credit Union Ottumwa, IA	Click to Compare	Click to Compare	Click to Compare
5-Year Return on Average Assets	0.70%
Net Income	11.30M
Net Interest Spread	4.93%
Operating Profit to Average Assets	1.48%
Overhead Efficiency Ratio	72.47%
Return on Assets	1.19%
Return on Equity	12.57%