Blue Cross & Blue Shield of VT

Berlin, VT

Rating Date

September 2023

NAIC
Classification

Health

Risk Adjusted
Capital Ratio #1

1.87

Risk Adjusted
Capital Ratio #2

1.56

Total
Assets

307.33M

Capital

111.44M

Health
Premiums

480.86M

Net
Income

-22.60M

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Weiss Ratings	Blue Cross & Blue Shield of VT Berlin, VT	Click to Compare	Click to Compare	Click to Compare
Rating	B
Capitalization Index	8.32
Investment Safety Index	6.37
Liquidity Index	7.15
Profitability Index	3.50
Reserve Adequacy Index	--
Stability Index	4.38

Company Info	Blue Cross & Blue Shield of VT Berlin, VT	Click to Compare	Click to Compare	Click to Compare
Industry	Health
NAIC Number	53295
Phone Number	(802) 223-6131
Website	www.bluecrossvt.org/
Address	445 Industrial Lane Berlin, VT 05602

Balance Sheet	Blue Cross & Blue Shield of VT Berlin, VT	Click to Compare	Click to Compare	Click to Compare
Total Assets	314.22M

Capital and Reserves	Blue Cross & Blue Shield of VT Berlin, VT	Click to Compare	Click to Compare	Click to Compare
Risk-Adjusted Capital Ratio #1	2.41
Risk-Adjusted Capital Ratio #2	2.01
1-Year Reserve Development	--
2-Year Reserve Development	--
Capital	125.35M
Premium to Surplus	--
Reserves to Surplus	--

Investments	Blue Cross & Blue Shield of VT Berlin, VT	Click to Compare	Click to Compare	Click to Compare
Cash	--
CMO & Structured Securities	--
Common & Preferred Stock	--
Invested Assets	--
Investments in Affiliates	--
Mortgages in Good Standing	--
Non-Investment Grade Bonds	--
Non-Performing Mortgages	--
Other Investment Grade Bonds	--
Other Investments	--
Real Estate	--

Operating Ratios	Blue Cross & Blue Shield of VT Berlin, VT	Click to Compare	Click to Compare	Click to Compare
Medical Loss Ratio	88.13%
Cash From Underwriting	--
Combined Ratio	--
Expense Ratio	--
Loss Ratio	--
Net Premium Growth	--

Other Medical	Blue Cross & Blue Shield of VT Berlin, VT	Click to Compare	Click to Compare	Click to Compare
Bonus Pay	0.00
Capitation Pay	1.35K
Contractual Pay	142.97K
Enrollment	167.46K
Fee For Service	169.25K
Medical Expense Per Member Per Month	$272.00
Network Physicians	9.83K
Other Pay	--
Salary Pay	0.00
Total Patient Encounters - Physician	151.51K
Total Patient Encounters-Non-Physician	267.57K

Profitability	Blue Cross & Blue Shield of VT Berlin, VT	Click to Compare	Click to Compare	Click to Compare
Net Income	8.45M
Net Premium	360.16M
Health Premium	360.16M