Major Rating Factors:
Good overall results on stability tests (5.7 on a scale of 0 to 10). Rating is significantly influenced by the strong financial results of Highmark Health. Good liquidity (6.3) with sufficient resources (cash flows and marketable investments) to handle a spike in claims. Excellent overall capitalization (9.3) based on good current risk-adjusted capital (severe loss scenario) despite some fluctuation in capital levels.
Other Rating Factors:
Excellent quality investment portfolio (7.5) containing small junk bond exposure. Weak profitability index (1.5) with 109.2 million in losses in the last two years.
Principal Lines of Business:
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Licensed in:
NY
Principal Enrollment Breakdown:
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Other Highlights
Medical Loss Ratio
Medical Expense
Per Member Per Month ($)
Provider Compensation ($000)
Capitation Pay
Fee For Service
Contractual Pay
Salary
Bonus
Other
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Member Physicians
Enrollment
Total Patient Encounters
Physician
Non-Physician
Corporate Info
Group Affiliation
Highmark Health
Investment Rating
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Company Address
257 West Genesee Street
Buffalo, NY 14202
Buffalo, NY 14202
Phone Number
(716) 887-6900
NAIC Number
55204
Website
Largest Affiliates
