Local Development
C
IMPERIUM INS CO
Houston,  IL
Rating Date
December 2023
NAIC
Classification
Property & Casualty
Risk Adjusted
Capital Ratio #1
1.00
Risk Adjusted
Capital Ratio #2
0.86
Loss
Ratio
62.80%
Total
Assets
673.74M
Capital
272.41M
Net
Premiums
208.59M
Net
Income
25.39M
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Weiss Ratings IMPERIUM INS CO
Houston, IL 		Click to
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Rating C
Capitalization Index 5.20
Investment Safety Index --
Liquidity Index 6.40
Profitability Index 4.60
Reserve Adequacy Index 4.30
Stability Index 4.20
Company Info IMPERIUM INS CO
Houston, IL 		Click to
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Industry P&C
NAIC Number 35408
Phone Number (713) 935-4800
Website www.skywardinsurance.com
Address 800 Gessner Suite 600 Houston, IL 77024
Balance Sheet IMPERIUM INS CO
Houston, IL 		Click to
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Total Assets 673.74M
Capital and Reserves IMPERIUM INS CO
Houston, IL 		Click to
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Risk-Adjusted Capital Ratio #1 1.00
Risk-Adjusted Capital Ratio #2 0.86
1-Year Reserve Development -2.20%
2-Year Reserve Development 22.40%
Capital 272.41M
Premium to Surplus 76.60%
Reserves to Surplus 83.10%
Investments IMPERIUM INS CO
Houston, IL 		Click to
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Cash --
CMO & Structured Securities --
Common & Preferred Stock --
Invested Assets --
Investments in Affiliates 48.50%
Mortgages in Good Standing --
Non-Investment Grade Bonds --
Non-Performing Mortgages --
Other Investment Grade Bonds --
Other Investments --
Real Estate --
Operating Ratios IMPERIUM INS CO
Houston, IL 		Click to
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Medical Loss Ratio --
Cash From Underwriting 121.70%
Combined Ratio 89.50%
Expense Ratio 26.70%
Loss Ratio 62.80%
Net Premium Growth 15.90%
Other Medical IMPERIUM INS CO
Houston, IL 		Click to
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Bonus Pay --
Capitation Pay --
Contractual Pay --
Enrollment --
Fee For Service --
Medical Expense Per Member Per Month --
Network Physicians --
Other Pay --
Salary Pay --
Total Patient Encounters - Physician --
Total Patient Encounters-Non-Physician --
Profitability IMPERIUM INS CO
Houston, IL 		Click to
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Net Income 25.39M
Net Premium 208.59M
Health Premium --
Weiss Ratings