Local Development
E
PHYSICIANS RECIPROCAL INSURERS
RoslynIL
Rating Date
December 2023
NAIC
Classification
Risk Adjusted
Capital Ratio #1
Risk Adjusted
Capital Ratio #2
Loss
Ratio
Total
Assets
Capital
Net
Premiums
Net
Income
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Weiss Ratings
PHYSICIANS RECIPROCAL INSURERS
Roslyn, IL
Low
PHYSICIANS RECIPROCAL INSURERS
Industry Average
High
Capitalization Index
0.00
0.00
10.00
Liquidity Index
7.00
0.00
10.00
Profitability Index
0.40
0.00
10.00
Reserve Adequacy Index
2.20
0.10
10.00
Stability Index
0.00
< 0.00
8.74
Balance Sheet
PHYSICIANS RECIPROCAL INSURERS
Roslyn, IL
Low
PHYSICIANS RECIPROCAL INSURERS
Industry Average
High
Total Assets
659.58M
< 659.58M
> 5.25B
Capital and Reserves
PHYSICIANS RECIPROCAL INSURERS
Roslyn, IL
Low
PHYSICIANS RECIPROCAL INSURERS
Industry Average
High
1-Year Reserve Development
-62.00%
< -70.00%
> 10.00%
2-Year Reserve Development
2.90%
< -10.00%
> 10.00%
Capital
-14.97M
< -14.97M
> 909.74M
Premium to Surplus
-1.80%
< -10.00%
> 130.00%
Reserves to Surplus
--
-973.90%
4793.90%
Risk-Adjusted Capital Ratio #1
-0.04
-1.87
> 20.00
Risk-Adjusted Capital Ratio #2
-0.04
-1.68
> 20.00
Investments
PHYSICIANS RECIPROCAL INSURERS
Roslyn, IL
Low
PHYSICIANS RECIPROCAL INSURERS
Industry Average
High
Investment in Affiliates
8.00%
< 0.00%
> 10.00%
Operating Ratios
PHYSICIANS RECIPROCAL INSURERS
Roslyn, IL
Low
PHYSICIANS RECIPROCAL INSURERS
Industry Average
High
Cash From Underwriting
0.60%
< 0.00%
> 230.00%
Combined Ratio
3172.00%
< 60.00%
> 3180.00%
Expense Ratio
2465.70%
< 30.00%
> 2470.00%
Loss Ratio
706.30%
< -4050.00%
706.30%
Net Premium Growth
101.70%
< 10.00%
> 110.00%
Profitability
PHYSICIANS RECIPROCAL INSURERS
Roslyn, IL
Low
PHYSICIANS RECIPROCAL INSURERS
Industry Average
High
Net Income
1.20M
< 1.20M
> 52.74M
Net Premium
272.07K
< 272.06K
> 1.04B
Weiss Ratings