Development
C
1ST AUTO & CASUALTY INS CO
Madison,  WI
Rating Date
December 2023
NAIC
Classification
Property & Casualty
Risk Adjusted
Capital Ratio #1
0.66
Risk Adjusted
Capital Ratio #2
0.53
Loss
Ratio
76.60%
Total
Assets
24.89M
Capital
6.13M
Net
Premiums
35.74M
Net
Income
-3.01M
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Weiss Ratings 1ST AUTO & CASUALTY INS CO
Madison, IL 		Click to
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Rating C
Capitalization Index 3.20
Investment Safety Index --
Liquidity Index 0.00
Profitability Index 1.20
Reserve Adequacy Index 6.10
Stability Index 2.90
Company Info 1ST AUTO & CASUALTY INS CO
Madison, IL 		Click to
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Industry P&C
NAIC Number 44725
Phone Number (414) 369-5033
Website www.thewrcgroup.com
Address 2810 CITY VIEW DRIVE Madison, WI 53718
Balance Sheet 1ST AUTO & CASUALTY INS CO
Madison, IL 		Click to
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Total Assets 24.89M
Capital and Reserves 1ST AUTO & CASUALTY INS CO
Madison, IL 		Click to
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Risk-Adjusted Capital Ratio #1 0.66
Risk-Adjusted Capital Ratio #2 0.53
1-Year Reserve Development 1.30%
2-Year Reserve Development 1.90%
Capital 6.13M
Premium to Surplus 583.10%
Reserves to Surplus 91.20%
Investments 1ST AUTO & CASUALTY INS CO
Madison, IL 		Click to
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Cash --
CMO & Structured Securities --
Common & Preferred Stock --
Invested Assets --
Investments in Affiliates 0.00%
Mortgages in Good Standing --
Non-Investment Grade Bonds --
Non-Performing Mortgages --
Other Investment Grade Bonds --
Other Investments --
Real Estate --
Operating Ratios 1ST AUTO & CASUALTY INS CO
Madison, IL 		Click to
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Medical Loss Ratio --
Cash From Underwriting 86.30%
Combined Ratio 108.40%
Expense Ratio 31.80%
Loss Ratio 76.60%
Net Premium Growth 3.70%
Other Medical 1ST AUTO & CASUALTY INS CO
Madison, IL 		Click to
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Bonus Pay --
Capitation Pay --
Contractual Pay --
Enrollment --
Fee For Service --
Medical Expense Per Member Per Month --
Network Physicians --
Other Pay --
Salary Pay --
Total Patient Encounters - Physician --
Total Patient Encounters-Non-Physician --
Profitability 1ST AUTO & CASUALTY INS CO
Madison, IL 		Click to
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Net Income -3.01M
Net Premium 35.74M
Health Premium --